How to Open a Trustee Bank Account  受託銀行口座を開く方法

By Melvin Richardson Updated  March 29, 2017

メルビン・リチャードソン 更新  2017年3月29日

There are many different types of trustee accounts. As a trustee you have authority over the bank account and only you can make withdrawals. You can be a trustee for a minor child or for someone that the state has determined needs a trustee.


Many things are considered when you open a trustee account, such as state laws. A trust document should be prepared by an attorney. This document appoints the trustee and describes the duties and requirements.


Step 1


Go to the bank of your choice. Speak to a relationship banker or a sales associate. Tell her you want to open a trustee account. Tell her who will be on the account and what that person’s status is.


Provide correct identification. You will need either a driver’s license, state identification, passport or military identification. An opening deposit of $25 to $100 will be needed to open the account, depending on the bank’s policy.

運転免許証、州の身分証明書、パスポートまたは軍の身分証明書が必要です。銀行のポリシーに応じて、口座を開くには$ 25から$ 100のオープニングデポジットが必要です。

Step 2


Determine the type of trustee account. If you are opening a trustee account for a minor you will need the minor’s Social Security number. You will be able to open a savings account. There is no need to have the child with you. Only you can withdraw from the account. The account will read as follows, “John Smith (your name), trustee for Michael Smith (child’s name).


If you are the trustee of an account for an adult, take that person with you. He will need his identification. Take the trust document or certification issued by the court appointing you as trustee. The account will read, “John Smith” (your name), trustee for Joe Smith. Some trustee accounts require a tax Identification number, which the trustee has to apply for.

大人のアカウントの管理者である場合は、その人を連れて行ってください。彼の身分証明書が必要になります。受託者としてあなたを指名する裁判所によって発行された信託文書または証明書を取ります。アカウントには、受託者である あなたの名前が表示されます。一部の受託者口座には、受託者が申請しなければならない納税者番号が必要です。

Step 3


Turn all of your paperwork over to the bank representative. She will open the account and provide you with all of the details. Sign all of the appropriate documents. The relationship banker will make copies of the paperwork you provided and return your original documents.


 Make sure you get copies of the paperwork that you signed and put them with your other paperwork and documentation. Verify with the relationship banker how often you will receive your statements.




Don’t prepare the trust documents on your own without an attorney. There could be technical aspects you don’t understand.


Your attorney will know the exact type of trustee you need and the state requirements involved.